Ryan Sager

82 Ludlow Street

Saratoga Springs, Inside, NY
$ 1,149,900 Beds 4 Baths 3.5 Sq 2,020 Virtual Tour
Monthly Estimate* How much can I afford?

Looking for a luxury, low maintenance condo alternative? With location, luxury, and lifestyle in mind, it just doesn't get better than this! Only blocks from the Saratoga Race Course and vibrant downtown Broadway, this completely renovated 4-bedroom, 3.5-bath home masterfully blends timeless character and quality craftsmanship with modern luxury and convenience. Remodeled from top to bottom with updated electrical, plumbing, and high-efficiency mechanicals, every improvement was made with an emphasis on quality, efficiency, and preserving the home's historic charm. The beautifully redesigned kitchen is the heart of the home, featuring custom shaker cabinetry, quartzite countertops, Viking appliances, and an open layout ideal for everyday living and effortless entertaining. Original hardwood floors have been professionally restored and complemented by custom millwork, pocket doors, recessed lighting, and designer finishes throughout. Retreat to the primary suite with a walk-in closet and spa-inspired bath featuring a custom tiled wet room with a soaking tub and shower. Two additional full baths are beautifully finished, while second-floor laundry adds everyday convenience. Additional upgrades include a high-efficiency heating and cooling system, whole-house water filtration, on-demand hot water, Andersen replacement windows, and Rockwool soundproofing between floors. Outside, enjoy all-new siding, a detached garage, a beautifully restored Dutch front door, a charming screened porch, and low-maintenance outdoor space, allowing you to spend less time on upkeep and more time enjoying everything downtown Saratoga has to offer. A rare opportunity to own a truly stunning, turnkey home where timeless Saratoga character meets exceptional craftsmanship, modern efficiency, and an unbeatable in-town location.

Pending

  • Price
  • $ 1,149,900
  • City
  • Saratoga Springs, Inside
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Saratoga
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.07 Acres
  • Zip
  • 12866
  • Sqr Footage
  • 2,020
  • Year Built
  • 1928
  • Taxes
  • $ 7517
  • Style
  • Custom, Farmhouse, Victorian, Other
  • MLS#
  • 202620819
Listed By: Dominick Marchesiello 518-338-7299 with KW Platform. - 518-724-5800
Data Source: Global MLS (GCAR)

Features

General

Sewer Public Sewer
Heating Forced Air,Natural Gas
Cooling Other
Roof Metal
Appliances Instant Hot Water,Microwave,Oven,Range,Range Hood,Refrigerator,Washer/Dryer,Water Purifier
Zoning Single Residence
Garage Spaces 1
Patio/Porch Features Screened,Side Porch,Patio
Architectural Style Custom,Farmhouse,Victorian,Other
Construction Materials Vinyl Siding
Year Built 1928
Electric 200+ Amp Service,Circuit Breakers
Property Subtype Single Family Residence
County Saratoga
New Construction false
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Downtown Saratoga Springs
Garage Y/N true
Other Structures Garage(s)
Total Rooms 13
Full Baths 3
Status Pending
Buyer Financing Conventional
Directions Caroline St to Ludlow St
High School Saratoga Springs
City Saratoga Springs, Inside
High School District Saratoga Springs
Lot Size Units Acres
Lot Size Square Feet 3049.2
Carport Y/N No
Land Lease Y/N No
Tax Annual Amount 7517.2
Home Warranty Y/N No
Property Condition Updated/Remodeled
Lease Renewal Y/N No
Additional Parcels Y/N No
Lease Considered Y/N No
Rent Control Y/N No
Virtual Tour https://youtu.be/OZyjHxgiEuw
Standard Status Pending
Tax Lot 37.000
MobileHomeRemainsYN No
PostalCity Saratoga Springs

Interior Features

Interior Amenities Vaulted Ceiling(s),Walk-In Closet(s),Built-in Features,Ceramic Tile Bath,Kitchen Island
Basement Interior Entry,Unfinished
Flooring Tile,Hardwood
Fireplace Features Electric,Insert,Living Room
Basement (Y/N) No
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows,ENERGY STAR Qualified Windows
Fireplace Y/N false
Above Grade Finished Area 2020
Half Baths 1
Laundry Features Laundry Room,Upper Level
Total Bedrooms 4
Below Grade Finished Area Source CRS
Above Grade Finished Area Source Plans
Total Baths 4
Kitchen Island true

Exterior Features

Exterior Amenities None
Parking Features Paved,Detached,Driveway
Lot Features Level,Cleared,Landscaped
Water Source Public
Total Parking 3
Lot Size Area 0.07
Spa No
Lot Size Acres 0.07
Waterfront Y/N false
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Albany, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School

Price History

7/1/2026 Listed $1,249,900
7/18/2026 9% - $1,149,900

Property vs Zip Code Average in 12866

Price
AVG $1.05M
$1.15M
Taxes
AVG $9,666
$7,517
Year Built
AVG 1978
1928

In The Neighborhood

Areas That We Cover

82 Ludlow Street Saratoga Springs, Inside, NY is a Single Family Home for sale at $1149900 with 2020 sqft and a lot size of 0.07 Acres Acre(s). 82 Ludlow Street Saratoga Springs, Inside has 4 bedrooms, 3 baths and was built in 1928. The property's zip code is 12866 which is in Saratoga Springs, Inside, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Ryan Sager

Ryan Sager

Licensed Real Esate Salesperson

518-965-7735

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